Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, add expenses, or contact us for support. This may include:

• Name and email address
• Expense information (amounts, descriptions, dates)
• Group and friend information
• Payment information (processed securely by third-party providers)

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain our service
• Calculate and display balances and settlements
• Send you important updates and notifications
• Improve our service and develop new features
• Respond to your requests and provide customer support

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy:

• With your explicit permission (e.g., sharing expenses with group members)
• To comply with legal obligations
• To protect our rights and prevent fraud
• With service providers who help us operate our service (under strict confidentiality agreements)

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes:

• Encryption of data in transit and at rest
• Regular security audits
• Access controls and authentication requirements
• Regular backups and disaster recovery procedures

5. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy, unless a longer retention period is required by law. You can request deletion of your account and associated data at any time.

6. Your Rights

You have the right to:

• Access and review your personal information
• Correct inaccurate or incomplete information
• Request deletion of your data
• Object to or restrict certain processing activities
• Data portability (receiving your data in a structured format)

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and maintain your session. You can control cookie settings through your browser preferences.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data during such transfers.

9. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us.

10. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us through the app or at our support channels.